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Retirement Calculator: How Much Do You Need to Retire?

Retirement planning means working backwards from the lifestyle you want to the monthly investment you need today. This calculator factors in inflation, life expectancy and expected returns to show your target corpus.

Retirement Calculator

Work out the corpus you'll need to retire comfortably, and the SIP required to get there.

yrs
18 yrs65 yrs
yrs
40 yrs75 yrs
yrs
61 yrs100 yrs
5000500000
%
2%12%
%
4%20%
%
2%15%
Retirement Corpus Needed₹5.45 Cr
Required Monthly SIP₹15,452
Monthly Expense at Retirement₹2.30 L

This calculator provides an approximate estimate for illustration purposes only, based on the assumptions you enter. Actual returns from mutual funds, PPF, pensions, and insurance products vary and are subject to market and product-specific risk. This is not investment, tax, or insurance advice — please talk to our team before making a decision.

Frequently Asked Questions

How much corpus do I need to retire comfortably in India?

A common rule of thumb is 25-30 times your annual expenses at retirement, adjusted for inflation and expected post-retirement returns — this calculator gives you a personalized figure.

Not sure how retirement calculator results apply to your goal? Get a plan built around your numbers.

Create My Personalized Plan