FIRE Calculator: When Can You Retire Early?
FIRE (Financial Independence, Retire Early) is about building enough invested wealth that your portfolio covers your living expenses indefinitely. This calculator estimates your FIRE number and target age based on your current savings rate and expected returns.
FIRE Calculator
See when you could reach Financial Independence based on your savings rate and expenses.
The annual % of your corpus you plan to withdraw in retirement, e.g. the classic '4% rule'
This calculator provides an approximate estimate for illustration purposes only, based on the assumptions you enter. Actual returns from mutual funds, PPF, pensions, and insurance products vary and are subject to market and product-specific risk. This is not investment, tax, or insurance advice — please talk to our team before making a decision.
Frequently Asked Questions
What is the FIRE number?
Your FIRE number is the invested corpus needed to sustain your annual expenses indefinitely, commonly estimated as 25x your yearly expenses under the 4% withdrawal rule.
Can I achieve FIRE in India on a middle-class income?
Yes — with a high savings rate, disciplined investing and time, many Indian professionals reach financial independence in 15-20 years. This calculator shows your own realistic timeline.
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