PPF Calculator: Estimate Your Maturity Amount
The Public Provident Fund (PPF) is a government-backed, tax-free long-term savings scheme with a 15-year lock-in. Use this calculator to project your maturity value based on your annual contribution.
PPF Calculator
Project the maturity value of your Public Provident Fund account (extendable in 5-year blocks).
Current PPF limit is ₹1,50,000 per financial year
Minimum lock-in is 15 years, extendable in blocks of 5
Set quarterly by the Government of India; 7.1% is the current rate
This calculator provides an approximate estimate for illustration purposes only, based on the assumptions you enter. Actual returns from mutual funds, PPF, pensions, and insurance products vary and are subject to market and product-specific risk. This is not investment, tax, or insurance advice — please talk to our team before making a decision.
Frequently Asked Questions
What is the current PPF interest rate?
The PPF interest rate is set quarterly by the Government of India and compounded annually. Check the latest rate on the official India Post or bank PPF page before finalizing your plan.
Can I withdraw from PPF before 15 years?
Partial withdrawals are allowed from the 7th financial year onward, subject to conditions set by the PPF scheme rules.
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